Dental Health Savings Plan for Kids
Your child's preventive care for the year, at one flat rate.
For patients age 13 and younger.
You know the full cost before the first visit, with no claims to file and no surprise bill weeks later.
or call (530) 642-8614
HOW THE PLAN WORKS
How the Dental Health Savings Plan works
The Dental Health Savings Plan is an in-house membership that covers your child’s preventive care for one flat yearly rate, with a discount on anything further they need.
Dental insurance is designed to minimize cost for the insurance company. That isn’t always aligned with what’s best for the patient, and families often don’t find out what a visit actually costs until a bill arrives weeks later. The plan replaces that with a number you know up front: you pay once for the year, preventive visits are covered, and there are no claims to file or approvals to wait on.
The plan also keeps your child on a steady schedule through the years their mouth develops fastest, set with us directly rather than around what a policy will approve.
What the plan covers
The plan is for patients age 13 and younger. It covers preventive care for one flat yearly rate and keeps your child on a steady schedule through the years their mouth develops fastest, set with us directly rather than around what a policy will approve.
The plan includes
- Two checkup exams
- One set of checkup X-rays
- One problem-focused exam with limited X-rays
- Two regular cleanings
- 15% off additional services
None of the usual obstacles
- No yearly maximums
- No deductibles
- No denied claims
- No pre-authorizations
- No pre-existing condition exclusions
- No waiting periods
Pricing and enrollment
The Dental Health Savings Plan is one flat rate for the year, paid when you enroll.
Call the office at (530) 642-8614 for the current rate. It takes a minute to go over, and it lets us make sure the plan fits before you sign up. Families new to the practice can book a first exam in the same call.
A few things worth knowing:
- Honored only at Mountain Dental
- This is a membership rather than insurance, so it isn’t combined with insurance or third-party financing
- Your portion of any treatment is due at the time of service
- Membership fees are non-refundable
- Membership runs for 12 months from the date you join, and benefits start immediately
- The plan is for patients age 13 and younger. Patients 14 and older enroll in the plan for adults.
Call for the current rate
Mon to Thursday: 8:30 AM – 4:30 PM.
Friday: By appointment only.
Questions patients ask
The Dental Health Savings Plan, answered.
Is this dental insurance?
No. It’s an in-house membership, with no insurance company and no claims process between you and your child’s care.
What if my child already has dental insurance?
The plan works in place of dental insurance rather than alongside it, so the two aren’t combined. Some families keep their insurance because it works well for them. Others prefer one known cost for preventive care. We’re glad to help you sort out which makes sense for your situation.
How much does the plan cost?
The plan is one flat rate for the year. Pricing is quick to go over by phone, and talking it through lets us make sure the plan is the right fit for your family. Call us at (530) 642-8614.
What does the discount cover?
Members receive 15% off additional diagnosed treatment beyond the preventive care the plan already includes. That covers fillings, crowns and bridges, extractions, dentures and partials, implant crowns, scaling and root planing, additional cleanings and exams, and cosmetic treatment. Orthodontic treatment and products aren’t included.
Does the plan cover braces or orthodontic treatment?
Orthodontic treatment isn’t part of the plan. When we review your child’s needs, we’ll walk you through what orthodontic care would involve and what it costs.
Does the plan include sealants?
We don’t place sealants on any patient. A cavity can form beneath one that still looks intact on the surface, so we rely on monitoring, nutrition, and early treatment instead.
What if my child has a dental emergency?
Call the office and we’ll work your child into the schedule. Members receive the plan discount on any treatment that follows.
When does my child move to the Adult Prevention Plan?
At age 14. We’ll let you know when the switch is coming so nothing lapses.
What if we move or no longer need the plan?
The plan is honored only at Mountain Dental, and membership fees are non-refundable. If you’re weighing whether it fits, call first and we’ll walk through it with you.
Ready to get your child started?
One call enrolls your child, and new families can book a first exam at the same time.
or call (530) 642-8614